Consumer Law Attorney: How They Can Help You

When you’ve been unfairly treated or taken advantage of by a company, it can be difficult to know where to turn. You may feel like you’re up against a brick wall. But there is help available: a consumer protection lawyer can give you the support you need. 

Consumer law attorneys protect the public by ensuring businesses are held accountable for violating consumer rights. They will guide you in knowing your rights and assist you in filing a complaint with the appropriate authorities. If necessary, they can help you take legal action so that you can get the compensation and justice you deserve. 

There are consumer protection laws in place that safeguard the public from unlawful, abusive, and fraudulent business practices. A legal professional can use these legislations to help you fight back against unfair and deceptive companies. Here are some of these laws and what a consumer lawyer can do to help you if you’re a victim of wrongful corporate actions:

1. Product Liability

As consumers, we expect a product to work as advertised and be safe for use. Yet, some companies may deceive consumers for their financial gain or can be negligent in ensuring their product’s or service’s safety. 

If a defective product caused you harm, a consumer fraud lawyer could investigate your case to see if any corporate misconduct led to your injury. These malpractices may include product information exclusion or misrepresentation. With the help of a competent legal practitioner, you can receive the compensation you need for your medical expenses.  

2. Credit Collection

The Fair Debt Collection Practices Act was enacted to protect consumers and businesses. A consumer attorney can use this law to stop unlawful debt collection practices by a creditor. A few of these misdeeds include:

• Falsely reporting credit information

• Continuously ringing a consumer’s phone

• Contacting consumers before 8:00 a.m. or after 9:00 p.m.

• Using jail threats to get a consumer to pay a bill

• Making false representations that they are a police officer or a lawyer

• Threatening to take any unallowed legal action

• Some of these practices can be considered harassment. And according to the legislation, consumers can get a claim against businesses that employ these tactics while collecting debts. 

3. Defective Vehicle

If you have purchased an automobile with a significant mechanical defect, you can get a refund or replacement depending on your state’s Lemon Law. This law differs from state to state and typically covers only vehicles under warranty. Based on your state’s policies, used cars may not be eligible unless you have a written contract. 

You might be able to get a replacement vehicle under the Lemon Law if, after several repairs, your car’s defects are still not corrected. Should your dealer keep denying they sold a faulty automobile or a “lemon,” it would be best to consult a consumer law practitioner. 

Your lawyer can help prove your testaments so that you can claim your rightful compensation. To help with your case, ensure you keep detailed records of any repairs made to your vehicle. 

4. Telephone Consumer Protection

The Telephone Consumer Protection Act safeguards consumers from bothersome telemarketing and harassing debt-collecting calls. This law prohibits businesses from using auto-dialers, pre-recorded messages, and text messages to contact consumers without their consent. Telemarketers are also not allowed to call consumers who requested to be added to the “Do Not Call” registries. 

Consumer protection attorneys can help stop unwanted or abusive business phone calls. Plus, they can assist you in seeking compensation from companies that breach this law.

5. Data Privacy Violation

Being a victim of a data breach can be distressing. Your personal information can be misused to obtain loans and make extravagant purchases. 

One of the channels malicious individuals can access your precious personal data is through the companies you give them to. If your data has been compromised, you can hire a consumer protection attorney to help you hold the business responsible for disclosing your information liable for your losses.

6. Loan Misinformation

Another crucial consumer protection law is the Truth in Lending Act (TILA). This law requires lenders to disclose loan information clearly, concisely, and truthfully. These details typically include the total cost of a loan, the interest rate, and the terms and conditions. 

A consumer law professional could help you get a TILA claim if your lender did not give you a truthful rate calculation of your loan. You should also seek legal assistance if your creditor changes the terms of your home equity credit line without informing you, or they charge you hidden fees. 

When you’re up against a business, it’s best to have an advocate on your side. A competent consumer protection legal professional will know the ins and outs of the law and how to get you the best possible outcome. They’ll fight for your rights and make sure you’re treated fairly. If you’re a victim of a business’s wrongdoing, contact a consumer law attorney today to get the help you need.